About our Loans
We provide value-based lending to the bottom of the pyramid that may not have access to credit from the traditional banking system.
Personal loan Benefits with borrow
- Small business loans
- Personal Loans
- Salary Advances
- UK Student Visa Loan into personal Bank account as an evidence of sponsorship and subsequent obtaining of Confirmation of Acceptance for studies (CAS) from the University.
- Assets & Home Appliances
- House Rent
- LPO/Working Capital
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Benefits of our Loan
Fast Loan processing
Our application process is fast and simple, 90% of our customers get a decision within 1day.
Choose your amount
We offer loans up to even 5 million naira, feel free to choose whatever you like.
Enjoy the best rates
Our loan rates and charges are very attractive and very competitive. Choose how you spend your loan and interest is payable monthly.
Decide your tenure
Choose how long you want the loan tenure to be
Eligibility Criteria for Loan
Age
Minimium age of applicant is: 30 years
Employment status
Any salaried, self-employed or Civil servants are eligible for a personal loan. Self employed applicants are however accepted at our own discretion
Credit Rating
Applicant should have the bank specified credit score and not have had any defaulting record
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Documentation
The following documents are required along with your Personal Loan application:
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Identity card from place of work
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Current utility bill
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Stamped bank account statementof not less than 3 months
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Confirmation letter or pay slip
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Three months pay slip
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Passport photography
Fees and charges
No early payment fees, change how much you pay us each month (so long as you make your monthly interest payment)
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Types of fees
Charges applicable
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Rate of interest (Business Loan)
7%
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Rate of interest (Personal Loan)
10%
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Management fee
1% flat upfront
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Processing fee
1% flat upfront
*Service Tax and online payment charges, levies etc. applicable as per prevailing rate will be charged over and above the Fees and Charges
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